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An Expense Tracker You Still Use in Week Three
Expense trackers fail when logging takes longer than the purchase. Finanzcoach keeps it at about two seconds: type the amount, the AI suggests the category, done. Monthly charts show where the money went.
What a good expense tracker does
- Logging in seconds, not screens
- Smart categories that learn your habits
- Monthly overview with charts, not a wall of transactions
- Budget limits that warn before you overspend
Free during the beta
Finanzcoach is free during the beta, with all features. Your data is hosted in Germany.
Private by design
A gemivo account syncs your data between phone and browser. Servers in Germany, no detours through third-party trackers. More about Finanzcoach.
Finanzcoach
Log every expense in 2 seconds and know exactly where your money went at month's end.
- Income & expenses recorded in seconds
- AI automatically suggests the right category
- Monthly overviews with charts
- Budget limits with warnings when exceeded
- AI forecast: what will be left at month end?
- Savings goals with a monthly plan & personal finance score
Frequently asked questions
Is this expense tracker really free?
Yes, free during the beta with all features: logging, AI categories, charts, budget limits.
Does it work on iPhone and Android?
Yes, it runs as a web app and installs to your home screen (PWA).
Do I need an account?
A free gemivo account syncs data between devices and keeps it on German servers.
What does it track?
Income and expenses with categories, monthly overviews and budget limits with warnings.
Keep reading
- Subscription tracker app: deadlines, not guessworkThe other half of your money overview: renewals under control.